Why Your Portfolio Absolutely Needs a 4th Bucket!

Listen up, you're just like me. You crave total freedom. We're on the same wavelength.

You've got your emergency fund, your day-to-day expenses, and a third for investments. That's the basics.

If you haven't got that covered, grab my book "The Foundation" right now; I explain it all in there:

But let's face it, there's that lingering desire, that itch to treat yourself without a trace of guilt.

The Secret Weapon: The 4th Bucket! 🥳

I've just added a 4th bucket to my portfolio. Yeah, I know, it's not exactly a "bucket" but more like a small portion of my budget.

And what's it for? To let loose without a single regret!

For example, I sold my Apple TV that I no longer needed, and instead of stashing that cash away, I used it for a luxurious massage. 😎

The Benefits of the 4th Bucket:

Freedom: You indulge without feeling guilty. (Honestly, it should always be this way.)
Balance: It balances out the seriousness of financial management.
Satisfaction: Because, let's be real, you deserve it!

But, Do You Really Deserve It? 🤔 You're wondering if you truly deserve to treat yourself like this?

STOP! Break out of that vicious cycle!

Once you start down that path, there's no turning back. Yes, investing is crucial, but so is treating yourself.

Immediate Action 💪 :

Identify what brings you joy: A fancy restaurant? A spontaneous weekend getaway? A new high-tech gadget?
Sell something you don't need: That old bike, that watch you no longer wear.
Invest in your 4th bucket: Use this money exclusively for your source of pleasure. 🤩

Until next time,

Antoine.